A little under a decade ago Trish and I lost all our money. Not lost like we couldn’t remember where we put it, but lost like gone. 

We had followed the advice of our financial advisor who recommended a fund that invested exclusively in start-up businesses (the fund he ran, coincidentally). I think you can see where this is going. 

He’s actually not a bad guy, just turns out he was a much better at selling than he was at picking companies to invest in. And we had all our money and all our super (a significant six figure sum) in this fund.