OK, so this is assuming that you’re running a practice. If you’re not, you have to add another step (which is quit your job and start a practice). 

Step 1 – choose financial independence. Pretty simple. Make this the game you’re playing with your money. Pick a number that would mean you wouldn’t have to work again. On our asset ladder we say $3M in net assets means financial independence, and $5M equals financial freedom. You can pick either of these, or your own number.

Cool – that was easy. We’re a third of the way there.